1.0郎昆 Lang Kunhttp://langkunprc.com郎昆http://langkunprc.com/author/langkunprc/rich600338<blockquote class="wp-embedded-content" data-secret="3JLafDxH4i"><a href="http://langkunprc.com/index.php/2020/05/01/zhongguoyingziyinhangdezhiliyuchuangxin/">中国影子银行的治理与创新</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="http://langkunprc.com/index.php/2020/05/01/zhongguoyingziyinhangdezhiliyuchuangxin/embed/#?secret=3JLafDxH4i" width="600" height="338" title="《 中国影子银行的治理与创新 》—郎昆 Lang Kun" data-secret="3JLafDxH4i" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); //# sourceURL=http://langkunprc.com/wp-includes/js/wp-embed.min.js </script> http://langkunprc.com/wp-content/uploads/2020/06/1.png752666我国形成的是以银行为主导的“双中介”影子银行体系，影子银行增加了金融市场运行的不稳定性。“资管新规”等监管措施在打破刚兑、控制风险等方面取得一定成效，但也冲击了基建投资资金来源；抬升了社会融资成本，加剧民营企业融资难融资贵的问题；一定程度上冲击了金融市场的稳定运行。本报告建议从六个方面治理影子银行：一是把握好整顿影子银行的节奏和力度；二是统一对各类资管产品的监管标准，减少监管套利；三是加强私募股权型净值型产品销售，增加市场长期资金；四是提升金融机构的风险管理能力；五是加强对结构性存款的管理，制定相关规则，实现有法可依；六是加快推进金融体系改革，大力发展多层次资本市场。